1) We’re not a “quick fix” shop
We do it right, not rushed
What it is
Some companies promise overnight results using aggressive or compromising disputes that can harm your credibility with bureaus and lenders.
Why it matters
Shortcuts can create long-term problems—flagged files, denied credit, or reversals later.
Our policy
We follow a proven, compliant, and safe process. Real, durable outcomes take time—and that’s by design.
What to do
If you need a quick fix at any cost, we’re not your agency. If you want dependable results done the right way, you’ll fit perfectly here.
2) This is a partnership—your participation matters
We each have a role
What it is
Credit repair done right is collaborative. We can’t open accounts, choose builders, or enroll you in monitoring on your behalf.
Why it matters
Your timely actions (e.g., adding builders, responding to requests) keep momentum and protect progress.
Our policy
We guide, plan, and dispute with precision; you complete client-side tasks we outline. That balance creates results.
What to do
Be ready to take simple, specific actions we assign—especially around credit builders and monitoring.
3) Credit Hero Score must stay active
Think: doctor + x-ray
What it is
You’re the patient, Meta Fiscal is the doctor, your credit is the injury—and Credit Hero Score is the x-ray machine that lets us see what’s happening in real time.
Why it matters
Without active monitoring, we can’t spot new items, verify updates, or react quickly—slowing or reversing progress.
Our policy
An active Credit Hero Score account is required during service so we can monitor and respond immediately.
What to do
Keep your subscription active. Learn why Credit Hero Score is required and how to enroll.
4) Follow the emails & texts we send
We never spam—ever
What it is
We send concise, action-oriented messages only when they matter to your file.
Why it matters
Missing a simple step (e.g., uploading a letter or confirming an address) can stall a round or delay a removal.
Our policy
We’ll be clear and respectful with frequency. In return, we ask you to read and act on what we send.
What to do
Whitelist our email, save our text thread under “Meta Fiscal,” and enable notifications so you don’t miss time-sensitive items.
5) Don’t apply for new credit during repair
Protect the work we’re doing
What it is
Opening accounts mid-process adds inquiries, lowers average age, and can spike utilization—undoing progress.
Why it matters
New accounts can make your profile look riskier just as improvements are taking effect.
Our policy
Press pause on new applications until we advise otherwise, especially for revolving credit.
What to do
Talk to your Meta Fiscal representative before applying for anything. We’ll time moves to support—not hurt—your goals.
6) Work with one credit repair company at a time
Avoid contradictory disputes
What it is
Two firms sending disputes simultaneously can conflict—different strategies, different timelines, and mixed messages to bureaus.
Why it matters
Contradictory filings can harm your credibility, slow removals, and jeopardize outcomes.
Our policy
If you’re currently engaged elsewhere, finish or cancel that engagement first. We don’t coordinate with other firms.
What to do
Once you’ve ended other services, enroll with us and forward any bureau letters you receive. Don’t respond to bureaus directly—send them to us and we’ll handle the response.
Ready to move forward?
Let’s do it the right way
If this approach matches how you want to build your credit—deliberate, ethical, and effective—we’d love to work with you.
